WebInvesting (40-year Period): Everything else into investing until I buy a house. Stocks Allocation: 70% VTI, 30% VXUS. VTI to VOO and back for tax-loss harvesting without wash sale. Bonds: BND (Full Market Bond ETF) Year 10: 90/10 stock-to-bond allocation. Year 20: 80/20 stock-to-bond allocation. Year 30: 60/30 stock-to-bond allocation. WebRoth. Here, yes, there's no taxes to worry about, you can move everything over to the new desired funds without paying taxes. Fees may depend on what brokerage you use and what it is you're selling. The only thing I can think of is possibly buying a house in the next 5-7ish years. Could a 3-fund brokerage account work for an indeterminate goal ...
What is a Boglehead and What Can You Learn From One?
WebMar 8, 2024 · April 10: . 1951 - John Bogle publishes his Princeton senior thesis, The Economic Role of the Investment Company. Many of the values expressed in this paper … WebMar 5, 2024 · Using entirely low-cost Vanguard funds, we can construct an 80/20 allocation of the Bogleheads 4 Fund Portfolio pie like this: VTI – 60%. VXUS – 20%. BND – 15%. … bricktown sushi
Help with Principal 401k allocation. : r/Bogleheads - Reddit
WebAug 3, 2024 · You wrote: “He says hold your age in bonds.” I devoted two pages to “asset allocation” but I was not clear when I wrote, “Your age in bonds is a good starting point.” … WebJun 19, 2024 · It isn't objectively better than a two fund portfolio or a four fund portfolio. Total Bond Market Index Fund is not necessarily better than the Intermediate-Term Bond Index Fund. ... The Bogleheads were the first community I found after my divorce and was wallowing with about $800k in debt at the age of 40. ... The Bogleheads forum is a … WebOct 9, 2012 · Sticking with our simplistic example, a 20% tax rate on withdrawals would make a $5,000 Traditional IRA equivalent to a $4,000 Roth, so a 50/50 stock/bond asset allocation would compromise, e.g., $5,000 of bonds in the Traditional IRA, $4,500 of stocks in the Roth, and $500 of bonds in the Roth. bricktown taxes